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Vehicle Repossession

Trained field agents handle two- and four-wheeler repossession with documented, compliant handover — from location and recovery to secure yard storage.

Vehicle Repossession

Repossession that holds up on paper, not just on the ground

A repossession that isn't documented correctly can turn into a bigger liability than the loan default itself. Our field team follows RBI's fair practice guidelines on repossession on every case, two-wheeler or four-wheeler.

Recovered vehicles move directly into secure yard storage, with condition photographs and an inventory report shared with the lender within 24 hours.

What's included

  • Pre-repossession notice as per RBI fair practice norms
  • Trained field agents for two- and four-wheeler recovery
  • Condition inventory with photographic evidence
  • Secure yard storage post-recovery
  • Handover coordination for auction or buyer sale

Who this is for

Banks and NBFCs with auto and two-wheeler loan portfolios where the vehicle is the recoverable security.

How a repossession is carried out

01

Notice & Location Trace

Pre-repossession notice is issued and the vehicle's likely location is confirmed.

02

Field Recovery

Trained agents recover the vehicle following fair practice and safety protocol.

03

Condition Inventory

The vehicle's condition is documented with photographs immediately on recovery.

04

Secure Storage

The vehicle is moved to a secure yard pending buyer facilitation or auction.

Frequently asked questions

Do you follow RBI's fair practice code for repossession?

Yes, every repossession follows the notice period, conduct standards and documentation required.

What happens to the vehicle after recovery?

It's moved to secure yard storage with a full condition report, ready for NPA Asset Sales.

Have a batch of vehicles pending recovery?

We can take on single cases or portfolio-wide repossession drives.

Get started →